Best PayFast Alternatives in Pakistan (2026): 6 Compared

If you are looking for a PayFast alternative for your Pakistani business, it is worth comparing the payment providers available in the market. Different platforms offer different combinations of payment methods, integrations, settlement arrangements, and merchant tools. Some focus on card payments, while others may support local wallets, bank transfers, payment links, or invoicing.

This guide compares six alternatives to PayFast, explains what to evaluate with each provider, and provides a decision framework based on your business type. Before selecting a provider, verify its current regulatory status, supported payment methods, and merchant eligibility directly.

How We Ranked These Alternatives

Choosing a payment gateway depends on more than brand recognition. We focused on the factors that can affect a Pakistani merchant’s costs, checkout experience, and day-to-day operations.

• Pricing transparency — Does the provider publish its merchant discount rate (MDR), or must merchants request a quote?
• Settlement speed — How quickly do funds reach your bank account?
• Payment method coverage — Are cards, Raast, JazzCash, easypaisa, bank transfers, and QR payments available?
• Integration ease — Are supported plugins available for WooCommerce, Shopify, and WordPress, along with API documentation?
• Recurring billing — Does the provider support recurring payments, subscriptions, and payment retries?
• Onboarding speed — What documentation is required, and how long does merchant approval take?

At a Glance — Six PayFast Alternatives Compared

Fees, features, and settlement schedules can change. Confirm current terms with each provider before making a decision.

Gateway	Potential best fit	Pricing	Settlement
1. DeltaPay Global	Businesses evaluating payment acceptance for Pakistan	Request current rates	Confirm with provider
2. Safepay	E-commerce and direct-to-consumer brands	Request current rates	Confirm with provider
3. PayPro	Businesses evaluating invoicing and recurring payments	Request current rates	Confirm with provider
4. XPay (PostEx)	Merchants evaluating integrated checkout options	Request current rates	Confirm with provider
5. JazzCash Merchant	Businesses targeting JazzCash users	Request current rates	Confirm with provider
6. easypaisa Merchant	Businesses targeting easypaisa users	Request current rates	Confirm with provider

The Six Alternatives, in Detail

1. DeltaPay Global — An Option for Pakistani Businesses

DeltaPay Global is an option for Pakistani businesses evaluating payment acceptance solutions. Merchants should assess its currently available payment methods, integration options, onboarding requirements, and pricing to determine whether it meets their needs.

Before choosing DeltaPay Global, confirm which local payment methods are supported for your merchant account and whether your preferred website platform can be integrated.

What to evaluate when switching from PayFast:

• Supported card and local payment methods
• Integration options for Shopify, WooCommerce, WordPress, or custom websites
• Merchant onboarding and verification requirements
• Transaction fees, settlement arrangements, and refund charges
• Availability of payment links, invoicing, reporting, and other merchant tools

Best for: Businesses that want to evaluate an alternative payment solution based on their local payment requirements, technical setup, and total processing costs.

2. Safepay

Safepay is a Pakistani payment technology provider that merchants may consider when evaluating online payment acceptance and e-commerce integrations.

Before onboarding, review its currently supported website platforms, checkout options, developer documentation, and eligibility requirements.

• Check whether your e-commerce platform has a supported integration.
• Review the available card and local payment methods.
• Request a complete fee schedule.
• Confirm settlement timelines, refund processes, and technical support arrangements.

Trade-offs: The overall cost and feature availability depend on your merchant agreement and the specific integration you use.

Best for: E-commerce businesses looking for a payment provider whose integrations and checkout experience match their requirements.

3. PayPro

PayPro is a Pakistani digital payments provider that businesses can evaluate for payment collection and related services. If your business depends on invoicing, recurring payments, or alternative collection channels, confirm which capabilities are currently offered under its merchant solutions.

• Ask about digital invoicing and payment collection options.
• Confirm whether recurring billing and subscription payments are supported.
• Check the availability of bank and payment-provider integrations.
• Request pricing for your transaction volume and business category.

Trade-offs: Feature availability, fees, and eligibility should be confirmed directly rather than assumed from general product descriptions.

Best for: Businesses that need to investigate invoicing, recurring collections, or payment workflows beyond a basic checkout.

4. XPay (by PostEx)

XPay, associated with PostEx, is another option for merchants researching payment gateways and e-commerce checkout solutions.

Businesses should assess the available payment methods, integration process, checkout design, and technical support before committing.

• Confirm whether your website platform is supported.
• Ask whether payments can be collected through an embedded checkout or another supported flow.
• Review merchant eligibility and onboarding requirements.
• Request current pricing and settlement terms.

Trade-offs: Integration options and service availability may differ by merchant type and business requirements.

Best for: E-commerce merchants comparing checkout integrations and payment acceptance options.

5. JazzCash Merchant

JazzCash is a widely used mobile wallet in Pakistan and offers merchant payment services. It can be relevant for businesses whose customers prefer wallet-based transactions.

• Access to customers who use JazzCash
• Potential integration with supported merchant and online payment services
• An additional payment option for customers who prefer wallet payments

Trade-offs: Confirm whether the merchant product you select supports your required website platform and whether card payments or other local methods are included. A wallet-specific arrangement may not replace a multi-method gateway for every business.

Best for: Businesses looking to accept JazzCash payments, either directly or alongside other payment methods.

6. easypaisa Merchant

easypaisa is another major digital wallet in Pakistan with merchant payment services. It may be relevant to businesses whose customers use easypaisa for everyday transactions.

• Access to customers who prefer easypaisa
• Merchant payment acceptance options, subject to eligibility
• Potential integration with supported online payment workflows

Trade-offs: Confirm the current integration options, applicable charges, settlement arrangements, and whether you need a separate agreement to accept other payment methods.

Best for: Businesses seeking to offer easypaisa as a payment option for their customers.

Which Alternative Fits Your Business?

The best PayFast alternative depends on your business model, preferred payment methods, and existing technology.

• Running a Shopify store: Compare DeltaPay Global, Safepay, and XPay based on confirmed Shopify compatibility, supported payment methods, checkout experience, and total cost.
• Running WooCommerce or WordPress: Check which providers offer a supported plugin for your current setup and whether it is maintained.
• Operating a subscription or SaaS business: Ask DeltaPay Global and PayPro about recurring billing, subscription management, and payment retries before selecting either provider.
• Serving B2B customers: Compare invoicing, payment links, bank payment options, and reporting capabilities.
• Serving customers who prefer mobile wallets: Evaluate JazzCash and easypaisa merchant services, or compare multi-method platforms that may support these wallets alongside other payment options.
• Want pricing certainty upfront: Request written fee schedules from every shortlisted provider, including transaction charges, subscriptions, setup fees, settlement costs, and refunds.

How to Migrate From PayFast

Changing payment providers requires planning, but a structured migration can reduce the risk of interrupted payments.

1. Review your existing PayFast arrangement. Record your effective MDR, settlement schedule, integration method, refund workflow, and any recurring billing or tokenization features you depend on.
2. Shortlist two or three alternatives. Compare eligibility, supported payment methods, integration requirements, pricing, and technical support.
3. Complete onboarding. Register with your selected provider, submit the required verification documents, and request sandbox credentials if available.
4. Integrate and test. Configure the new gateway in your store or backend. Keep the existing setup available while testing successful payments, failed transactions, refunds, and order-status updates.
5. Verify settlement. Complete an appropriate live test and confirm that the funds reach the expected bank account according to the agreed settlement terms.
6. Switch carefully. Activate the new gateway for customers only after testing is successful. Keep records of previous transactions and ensure outstanding refunds can still be handled.

Do not assume that recurring payment tokens or stored card details can be transferred automatically between providers. Confirm the migration requirements before switching if your business relies on subscriptions.

The Bottom Line

PayFast is one option in Pakistan’s online payment market, but the best alternative depends on what your business needs most. Some merchants prioritize checkout integration, others need wallet acceptance, and some need invoicing or recurring payment functionality.

DeltaPay Global is worth evaluating alongside Safepay, PayPro, XPay, JazzCash Merchant, and easypaisa Merchant. Compare the available payment methods, integration options, merchant eligibility, pricing, settlement terms, and support before making your decision.

To explore available payment solutions and integration options, visit DeltaPay Global and contact its team about your business requirements.

Whichever provider you choose, obtain the commercial terms in writing, test checkout on a real Pakistani mobile connection, and verify a successful settlement before moving all your transactions.